1 The Premium Rate Guarantee Period does not apply to any rate change due to: change of address; addition of Insureds; change of benefits or options; change of Mode Of Premium Payment; group policy coverage if applicable, benefits, limitation or exclusion changes; or any future requirements of any federal or state law.
2 The ACA generally required individuals to maintain “minimum essential coverage” or be subject to the payment of the annual shared responsibility payment with the payment of their taxes to the federal government from 2014 – 2018. Congress eliminated the shared responsibility payment in 2019 and beyond for individuals who do not maintain ACA “minimum essential coverage” during 2019 or any year thereafter. The HealthAccess Specified Disease/Sickness Plan and the HealthAccess Accident Plan provide benefits for covered medical services but are neither traditional major medical plans nor Workers’ Compensation plans under state law. The HealthAccess Specified Disease/Sickness Plan and the HealthAccess Accident Plans are considered “excepted benefit plans” under the ACA and are not “minimum essential coverage” plans under the ACA.
HealthAccess is not available in all states. Please contact a licensed agent for more information. Limitation, Waiting Periods, and Exclusions apply.